The way this has been happening since a long time, especially in the United States and other countries. Abroad alone the villain is more sophisticated and more capital, because one can dismantle the ATM to make counterfeit ATM and plug itself in certain places.
In Indonesia alone ATM burglary had occurred and was reported in Jakarta about 1-2 years ago using the traditional way, which is not as sophisticated overseas. From there use the clip to hold an ATM card can enter but can not get out, to direct his ATM transport.
This incident re-excited since last Tuesday when a number of bank accounts in Bali & Jakarta uprooted, many people became afraid that will experience the same thing. Many are advised to check the balance at the ATM and replace the pin, but rather people who do this could be a new victim, during his ATM unsafe.
Well you have to recognize how the ATM safe, so as not to become a new victim. How to identify a safe one ATM adalahnya also recognize the workings of an ATM criminals. ATM criminals to break through the bank account using a tool called a skimmer, skimmer can dilhat examples below:
ATM skimmer, is the old type and have a great shape, the model is also much
This way pair. Usually I'll look the same color as the unsuspecting
The new model is smaller skimmers, colors can be customized with the color of the ATM
The new type, easy to carry as well as small and easy to pair
This skimmer tool can read and transfer all information from the card that is inserted into the ATM. How to move it needed a name card cloning equipment and blank cards (blank). From our monitoring, a new type of card cloning devices can be plugged into a computer via USB. How it works almost the same as we copy a CD / DVD in the computer.
Example one Card Cloning tools, blank cards, skimmer tool and CD software installation.
Do not be surprised one set of these tools can dbeli online on the internet.
Knowing the way the ATM PIN Number Criminals
Ok now you have managed card information stolen, but not your PIN number. ATM PIN is not stored on the card for security reasons, unless the existing card chip can be stored with the compression method (up to 128 bits), but there are banks that do so rarely.
Your ATM PIN stored on the server data center banks, so it only as a means of identification cards containing information only and account id of the card only. So how ATM criminals can find out your PIN number?
Well how are they installed a small CCTV camera near the ATM. Its function is to see when the potential victims to enter a PIN number. Forms can also be many types of cameras and how to pair well adapted to the location of ATMs. I saw a TV news camera mounting taught the ancient ways, but the new advanced further than Bobby.
This old-fashioned way, the camera is placed inside a box where a bank brochure, where the box
affixed to the wall (usually the left). Obviously this technique can not be installed
to all the ATM because the condition is sometimes not suitable
That these newer ways in which the camera is mounted directly on top of ATM.
So you type the PIN number is clearly visible immediately. The camera can also be directly
accessed on the computer via bluetooth media.
This example of a small camera (without a box made specifically) that can be used to steal your PIN see
Existing data in the skimmer itself will be matched manually by criminals ATM according to the retrieval time by the victim. So usually on blank card or piece of paper, they write the PIN number so that no wrong or forget. Card or number is also marked so as not to be confused with the others because sometimes the victim can be a lot with an ATM card and PIN number are automatically different.
How to Take Money Criminals ATM Customer
Well the card itself can be copied at once and handed over to some criminal associates, so they could take the money at once in several places. So do not be surprised if at the same time and the difference in seconds, money in the account can be sold because it was taken in several places.
Trick took money in some places do not know deliberately done to confuse the police officers or criminals in thinking that this way the ATM could take over the limit of the card itself Overlimit. At the same time take the money if the connection to the server happened to be slow, it could happen. It also greatly depends also how sophisticated the program from a bank that can prevent this to happen.
If by chance the victim's savings fund so much, the villain ATMs usually transfer funds to another account that his ATM card other accident victims are brushed sold out. So they can take their funds continue until sold out this way.
Usually criminals use the ATM with an ATM or a bank who happened to his ATM card Alto or Cirrus logo which can be taken in many places. Other ATM options for taking money to confuse the detection by the police / bank. Usually dipillh also ATMs that do not have CCTV cameras or other ATMs are considered safe (no guards), so do not get caught identity of the villain.
There is information that criminals hacked an ATM card that can be taken directly at ATMs abroad. Indeed this could have happened with the Internet technology, where data for which data card has been stolen, can be transmitted through the media or the shared e-mail directly. Partner criminals can take the money at ATMs bearing the Cirrus or Alto, if you bank there is cooperation with the international network.
How To Overcome ATM Criminals To Do Until So Victim
1. Close your right hand by hand, and close your torso onto the screen so people behind can not meliaht your PIN number
2. Take the money at an ATM that is in or next to a bank or crowded places
3. But avoid taking money at the ATM at night (especially those not maintained by the security guard)
4. Note the condition of the ATM when it takes, whether there are characteristics of the installation of skimmer devices or cameras, if you are suspicious, you should abort decision
5. If your card does not come out after withdrawing money at an ATM, report it right away to your bank to block the card. Should record the complaint phone number on your phone bank from now on. Because there are crooks mode ATM that can make your ATM card does not come out, then after draining it.
The point is that your PIN number is the most important things you should watch, because the real key to access your account number is the PIN. So when you enter a PIN number, not to be seen even by your own. Just memorize the position of the keypad and cover with hands, books, fabric or anything in order not to appear.
PIN numbers should also be your duty not to get caught if when you call and was asked by the Bank or the CS call from an unknown person mode with the lottery (usually requested no phone banking PIN). When you shop using debit cards as well as entering a PIN number should not be seen. Anyway PIN number may only know you are alone.
Sumber
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